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The 10 Financial Commandments

How are we doing when it comes to living with financial wisdom? Let these 10 biblical principles serve as a guide.


A mom was trying to teach her two kids about Jesus and the Easter story. When she reached the part about Pilate and what he did with Jesus, her six-year-old son, Noah, got mad and asked, "Mom, do you think Pilate did the right thing?"

His mom said, "No. I think God used Jesus' death on the cross, but Pilate should have stood up for Jesus." Noah said, "I agree. I would have grabbed Jesus and run with him to the plane and jumped in and taken off quick." His eight-year-old brother, Ryan, said, "Noah, there were no planes back in Bible days." Noah said, "But Mom said he was a Pilate. Duh. Weren't you listening?" That's one of the greatest questions about the Bible and spiritual wisdom of all time. How often must God want to say, "Duh. Weren't you listening?"

This is true in many areas of our lives: the way we talk, the way we treat other people, the way we forget humility, and the way we deal with anger. But nowhere is it more true than when it comes to our financial lives and learning to say, "Enough." Last week Nancy mentioned that Jesus said more about money than any other topic except for the kingdom of God. Out of 30 parables, 19 are set in an economic context, almost two-thirds of them. The lost coin, the parable of the talents, the parable of the rich fool, and many more. The Bible has thousands of verses about financial issues.

How are people in our day and culture doing when it comes to living with financial wisdom from God's perspective? I'd suggest not terribly well. I remember when I came to Menlo, a long time ago, somebody saying, "I know preachers don't like to talk much about money." That struck ...

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John Ortberg is pastor of Menlo Park Presbyterian Church in Menlo Park, California.

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Sermon Outline:


I. Thou shalt remember who the owner is.

II. Thou shalt embrace thy work.

III. Thou shalt not fall into debt.

IV. Thou shalt teach thy children about money.

V. Thou shalt have a plan.

VI. Thou shalt declare, "Enough."

VII. Thou shalt find an alternative way to keep score.

VIII. Thou shalt look around.

IX. Thou shalt seek wise counsel.

X. Thou shalt look forward to the final audit.