Jump directly to the Content
Jump directly to the Content

Sermon Illustrations

Home > Sermon Illustrations

Small Changes Net Big Rewards

"Just by making a few small changes in your life, you can really make a big difference in your savings and retirement," says Bryan Olson of the Schwab Center for Investment Research.

The center released results of a study that showed giving up potato chips with lunch could save $176.80 a year and generate retirement savings of $10,483.62 in 20 years, assuming a ten percent return. The same principle was illustrated with a number of common indulgences.

Giving up two doughnuts a week could boost your nest egg by $6,552.26 in two decades. Switch from double latte with whipped cream to regular coffee, and you could save $429 per year—a whopping $27,028.07 at ten percent over 20 years.

Dropping the potato chips would also eliminate close to 10,000 calories per year. Suppose you eat a bagel with cream cheese three times a week. Just by skipping the cream cheese, you would toss 54,000 calories a year from your diet and save $117—or $7,371.29 over a 20-year investment period.

Olson released these facts to underscore one of the oldest investment maxims in his industry: Regular investments, even in small amounts, will make a big difference in savings and retirement.

All the positive steps you take, even the smallest ones, make a significant difference over time.

Related Sermon Illustrations

Lent: A Time to Stop Doing and Try Being

Maybe Lent is a good time to stop doing and try being. … Relinquishment lies at the heart of the Christian gospel and is a countercultural choice that hones our discipleship. ...

[Read More]

Lent: Cleaning Out the Hidden Corners of Our Hearts

In the daily round of life, dust and cobwebs accumulate in our souls. The hidden corners of our hearts become encrusted with grime or filled with forgotten debris. During the weeks ...

[Read More]