If you think you might be abducted by aliens someday, you can always take out an insurance policy.

No joke. For $156 a year, a London company (called Goodfellow Rebecca Ingrams Pearson) will insure you in the event you're nabbed by E.T. If you're "merely" abducted by aliens, they'll pay you $312,000. But if you're abducted and you're partly eaten, you'll get a whopping $468,000. (What a deal!)

There's a catch, of course: You've got to prove it really happened. So don't get any out-of-this-world ideas, OK?