Threatened layoffs at work. Drugs and weapons in the schools. We have every right to be fearful, right? Maybe not. In Scared to Life (Victor), Douglas Rumford cites a study that explains why we shouldn't allow fear to rule our lives:

-- 60% of our fears are totally unfounded;

-- 20% are already behind us;

-- 10% are so petty they don't make any difference;

-- 4-5% of the remaining 10% are real, but we can't do anything about them.

That means only 5% are real fears that we can do something about.